A lot of changes are coming to our family this year. One of them is the idea of getting into a house. We'd love to buy a house that we will be able to stay in for a while and not outgrow in a couple of years. The idea of a "starter home" isn't realistic in Ventura, since a home that is starting size is not starting price. So we've been on the hunt. We found some new houses going in in East Ventura and have been trying to qualify in order to purchase.
Today we worked with an agent from the mortgage company and because of the laws of debt to income ratio, it seems that we won't be qualifying unless we have a cosigner or suddenly come into money.
We were both disappointed, and I was super frustrated dealing with the agent who kind of treated me like I was an idiot. Because I am part time status, they calculate my pay differently, even though I currently have a higher average number of hours than I did over a lot of the past year.
So now we are starting to look elsewhere. Although it seems as though we may only be able to afford a townhouse. Not what we really pictured, but oh well.
This whole time I've been trusting God to provide for us. I have no doubt He is providing and we just cannot see the big picture. I did the same thing when we were looking for our current apartment. I was laughing at myself because I knew that God would provide exactly what we need, yet when an apartment that I thought was what God was providing didn't work out, my attitude was that of a child. Instead of my response being, "God loves us, knows what's best, and is in control," it was "But I wanted that one!" I even have a similar blog post about it. And God did know what we needed and He faithfully provided. If we were in the apartments that we were wanting originally, we would not be able to have an infant there. We're able to stay put in our apartment until we find a house to move to. What a blessing! We're able to have Luna. We have a month to month lease which is perfect for looking for houses. We don't have pressure to move or to jump on a house because of time constraints.
God knows exactly where He wants us. If this house doesn't work out it's because He knows what we need and has something better in mind. He is our great provider. It is amazing to see where we have come from and how provisions have been made. I have no idea how we were able to make ends meet when we were first married. We shouldn't have been able to. But because of God's faithfulness we did.
I've had to remind myself of this a lot today and just laugh at my small human mind. I wanted that house but God loves us, knows what's best, and is in control. Oh how I'm glad for that!
.jpg)